The metric registry
140 definitions. The registry — not the dashboard — is the system of record for what a metric means, who owns it and what its threshold is. Changing a threshold is a registry change under change control (R-G-10), not a code change, which is why every chart on this site reads its bands from here.
Every definition now carries a priority band (13 §A.2), derived by a published rule from facts already in the registry — on the company BSC, regulatory, guarding something, target taken from an ACF document, phase. Each one shows the clause that produced it on hover, and every one of the 140 is proposed by Ikigai. None is agreed by ACF — and Q-28 asks who owns that decision, because a band ranks one department’s work against another’s.
- ✓R-G-02 — metric_owner and data_owner must be different roles— 0 metrics share one role
- ✕R-G-11 — a metric may not publish without an agreed target— 101 would be blocked from publishing
- ✕R-G-01 — every metric names a source system in the ACF inventory— 5 name a system in no inventory
These are the same checks tools/validate_registry.py runs in CI. A governance rule that is only written down is a wish; these are executable, and at fullstack R-G-02 is additionally a database CHECK constraint so it cannot be bypassed by an application bug.
| ID | PRIORITY | NAME | DEPT | PERSPECTIVE | TYPE | TIER | TARGET | METRIC OWNER | DATA OWNER |
|---|---|---|---|---|---|---|---|---|---|
| CR-08 | P5 | Scorecard discriminatory power (GINI/KS) | Credit Risk & Portfolio Management | PEOPLE & LEARNING | KRI | ◇MANUAL | ≥ 30% (inferred) | Head of Credit Risk & Portfolio Management | IT System Planning |
| CR-09 | P1 | Gross NPL before write-off + write-off volume | Credit Risk & Portfolio Management | FINANCIAL | GUARD | ◇MANUAL | disclose alongside CR-04 | Head of Credit Risk & Portfolio Management | IT System Planning |
| CR-10 | P5 | Restructuring volume | Credit Risk & Portfolio Management | INTERNAL PROCESS | GUARD | ◇MANUAL | monitor | Head of Credit Risk & Portfolio Management | IT System Planning |
| CR-11 | P3 | Risk-appetite threshold status | Credit Risk & Portfolio Management | FINANCIAL | KRI | ◇MANUAL | acceptable < stop | Head of Credit Risk & Portfolio Management | IT System Planning |
| CR-12 | P5 | ECL / IFRS-9 readiness | Credit Risk & Portfolio Management | PEOPLE & LEARNING | KPI | ◇MANUAL | TBC | Head of Credit Risk & Portfolio Management | IT System Planning |
| FN-01 | P2 | PBT vs budget | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | FY plan | Chief Accountant | IT System Planning |
| FN-02 | P2 | Operating revenue vs budget | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | ≥ 100% | Chief Accountant | IT System Planning |
| FN-03 | P2 | Net spread | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | TBC | Chief Accountant | IT System Planning |
| FN-04 | P5 | Cost-to-income ratio | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | TBC | Chief Accountant | IT System Planning |
| FN-05 | P2 | Lending balance vs plan | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | ≥ 100% | Chief Accountant | IT System Planning |
| FN-06 | P3 | Close cycle days | Finance & Accounting | INTERNAL PROCESS | KPI | ◇MANUAL | ≤ 2 business days (00 S8) | Chief Accountant | IT System Planning |
| FN-07 | P3 | Budget-vs-actual by division | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | within approved | Chief Accountant | IT System Planning |
| FN-08 | P3 | STRAVIS submission timeliness | Finance & Accounting | INTERNAL PROCESS | KPI | ◇MANUAL | 100% on time | Chief Accountant | IT System Planning |
| FN-09 | P3 | % of regulatory reports produced manually | Finance & Accounting | INTERNAL PROCESS | KRI | ◇MANUAL | trend to 0 | Chief Accountant | IT System Planning |
| FN-10 | P2 | Forecast accuracy | Finance & Accounting | FINANCIAL | GUARD | ○UNMEASURED | Finance | Chief Accountant | IT System Planning |
| FN-11 | P5 | Funding concentration | Finance & Accounting | FINANCIAL | KRI | ◇MANUAL | bands TBC | Chief Accountant | IT System Planning |
| FN-12 | P3 | Capital adequacy headroom | Finance & Accounting | FINANCIAL | KPI | ◇MANUAL | > minimum | Chief Accountant | IT System Planning |
| FR-01 | P5 | Fraud decline rate | Fraud Prevention & Investigation | INTERNAL PROCESS | KPI | ◈MANAGED | — none agreed | Head of Fraud Prevention & Investigation | IT System Development |
| FR-02 | P5 | Pre-disbursement rejections | Fraud Prevention & Investigation | INTERNAL PROCESS | KPI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Development |
| FR-03 | P5 | Investigation cases | Fraud Prevention & Investigation | INTERNAL PROCESS | KPI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Planning |
| FR-04 | P5 | Typology mix | Fraud Prevention & Investigation | INTERNAL PROCESS | KPI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Planning |
| FR-05 | P5 | Detection lag | Fraud Prevention & Investigation | INTERNAL PROCESS | KPI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Planning |
| FR-06 | P5 | Blacklist hit rate | Fraud Prevention & Investigation | INTERNAL PROCESS | KPI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Development |
| FR-07 | P5 | Loss avoided vs loss incurred | Fraud Prevention & Investigation | FINANCIAL | KPI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Planning |
| FR-08 | P5 | eKYC false-accept incidents | Fraud Prevention & Investigation | INTERNAL PROCESS | KRI | ◇MANUAL | — none agreed | Head of Fraud Prevention & Investigation | IT System Development |
Page 3 of 6 · 25 per page. Filters live in the URL, so this view is a link you can send — which is how “the 101 metrics with no agreed target” becomes a conversation rather than a screenshot.