← Credit Risk & Portfolio Management
FINANCIAL · KRI · LEADING
Risk-appetite threshold statusCR-11
37.1%— No target◇MANUAL
THRESHOLD BANDS — Risk appetite (T2)
DEFINITION
- Formula
- actual vs product stop-threshold
- Unit / direction
- pct · lower better
- Source system
- DWH
- Refresh
- daily_t1
- Target
- acceptable < stop
- Target status
- From an ACF document
- Baseline in context/
- stop: CL-NTB 37.1%, IL-CD 23.3%
OWNERSHIP — two roles, two people (R-G-02)
Metric owner — owns the target and the result
Head of Credit Risk & Portfolio Management
Data owner — owns the source system and pipeline
IT System Planning
Both proposed by Ikigai and awaiting ACF confirmation (DEC-02).
COMMENTARY — why the number is what it is
No commentary recorded for this metric. A red tile with no explanation is the failure mode the current monthly pack already has.
Commentary is attached to the metric and period, not to a slide. It survives the month — which is what makes a variance reviewable at the next meeting instead of re-argued. Prototype — read-only fixtures; at fullstack this is the COMMENT table with author identity from AD.