PEOPLE & LEARNING · KRI · LEADING

Scorecard discriminatory power (GINI/KS)CR-08

42.1%✓ On target◇MANUAL

ACTUAL VS PLAN

VARIANCE TO PLAN — computed in-platform, not in Excel

DEFINITION

Formula: model validation statistic
Unit / direction: pct · higher better
Source system: Scoring + DWH
Refresh: daily_t1
Target: ≥ 30% (inferred)
Target status: PROPOSED BY IKIGAI (T-01)
Baseline in context/: GINI 48.6% (Sep-25) → 5.6% (Jan-26)

OWNERSHIP — two roles, two people (R-G-02)

Metric owner — owns the target and the result

Head of Credit Risk & Portfolio Management

Data owner — owns the source system and pipeline

IT System Planning

Both proposed by Ikigai and awaiting ACF confirmation (DEC-02).

COMMENTARY — why the number is what it is

No commentary recorded for this metric. A red tile with no explanation is the failure mode the current monthly pack already has.

Commentary is attached to the metric and period, not to a slide. It survives the month — which is what makes a variance reviewable at the next meeting instead of re-argued. Prototype — read-only fixtures; at fullstack this is the COMMENT table with author identity from AD.