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PROTOTYPE — MOCK DATAFigures are generated fixtures derived from the registry. Not ACF actuals.
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Vu Tuan Minh (CEO)
exec · read-only
Layers
L1, L2, L3
Scope
ACF and below
Packs in scope
13 of 13
Employee record
— a role, not a person

Clears the persona and returns you to the default reader. At fullstack this is Entra ID (A-21) and the identity stops being a cookie.

L3 · DEPARTMENT

Credit Risk

Layer 3 — a department. Its scorecard is a metric pack.

12
METRICS AT OR BELOW
5
SCORABLE
3
OFF TARGET OR STALE
82
SCORE
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HEADCOUNT

What is measured here — Credit Risk & Portfolio Management

Open the Credit Risk & Portfolio Management pack →

This box does not own the pack outright. It shares one with a sibling box on the chart, so these numbers describe both.

Provision expense vs budget
CR-05
65.0%
Off target-35.0pp vs 100.0%
MANUALT24 → DWH + Finance⏱ T+1P1

Head of Credit Risk & Portfolio Management·IT System Planning

Gross NPL before write-off + write-off volume
CR-09
28.4
Off target+24.4 vs 4
MANUALT24 → DWH⏱ T+1P1

Head of Credit Risk & Portfolio Management·IT System Planning

Merchant NST monitoring
CR-07
4.3%
Off target+1.3pp vs 3.0%
MANUALDWH + merchant file⏱ T+1P3

Head of Credit Risk & Portfolio Management·IT System Planning

Risk-appetite threshold status
CR-11
37.1%
No target
MANUALDWH⏱ T+1P3

Head of Credit Risk & Portfolio Management·IT System Planning

FPD5+ by vintage
CR-01
2.4%
On target-1.6pp vs 4.0%
MANUALDWH⏱ T+1P3

Head of Credit Risk & Portfolio Management·IT System Planning

Vintage loss curves
CR-02
31.8%
No target
MANUALDWH⏱ T+1P5

Head of Credit Risk & Portfolio Management·IT System Planning

Roll rates by bucket
CR-03
13.7%
No target
MANUALDWH + Nexusti⏱ T+1P5

Head of Credit Risk & Portfolio Management·IT System Planning

NPL by product
CR-04
25.3%
No target
MANUALT24 → DWH⏱ T+1P5restated

Head of Credit Risk & Portfolio Management·IT System Planning

Provision coverage
CR-06
66.1%
No target
MANUALT24 → DWH⏱ T+1P5

Head of Credit Risk & Portfolio Management·IT System Planning

Restructuring volume
CR-10
1,606.9
No target
MANUALT24 + Collections⏱ T+1P5

Head of Credit Risk & Portfolio Management·IT System Planning

ECL / IFRS-9 readiness
CR-12
3,069.2
No target
MANUALproject tracking⏱ T+1P5

Head of Credit Risk & Portfolio Management·IT System Planning

Scorecard discriminatory power (GINI/KS)
CR-08
42.1%
On target+12.1pp vs 30.0%
MANUALScoring + DWH⏱ T+1P5target proposed

Head of Credit Risk & Portfolio Management·IT System Planning

STATE OF EVERYTHING AT OR BELOW THIS BOX
  • On target2
  • Off target3
  • No target7