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PROTOTYPE — MOCK DATAFigures are generated fixtures derived from the registry. Not ACF actuals.
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Collections / Debt Recovery
CUSTOMER · KRI · LEADING

Conduct / complaint rateCO-09

29.4% Off targetMANUAL
THRESHOLD BANDS — PROPOSED_BY_IKIGAI
DEFINITION
Formula
complaints ÷ accounts in collection
Unit / direction
pct · lower better
Source system
CS + Nexusti
Refresh
daily_t1
Target
0 substantiated
Target status
From an ACF document
Baseline in context/
caps: ≤5 reminders/day, 07:00–21:00; SBV letters; ~45% usury allegation
OWNERSHIP — two roles, two people (R-G-02)
Metric owner — owns the target and the result
Head of Debt Collection Operations
Data owner — owns the source system and pipeline
IT System Development

Both proposed by Ikigai and awaiting ACF confirmation (DEC-02).

COMMENTARY — why the number is what it is

No commentary recorded for this metric. A red tile with no explanation is the failure mode the current monthly pack already has.

Commentary is attached to the metric and period, not to a slide. It survives the month — which is what makes a variance reviewable at the next meeting instead of re-argued. Prototype — read-only fixtures; at fullstack this is the COMMENT table with author identity from AD.