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2009
Yearly report · 2009-01-01 → 2009-12-31
AEON Consumer Finance Vietnam — Yearly report, 2009
Prepared for Vu Tuan Minh (CEO) (exec), scoped to ACF
Generated 2026-09-24 21:02 UTC by the ACF KPI platform
PROTOTYPE — MOCK DATA. Figures are generated fixtures derived from the registry, not ACF actuals.
Controlled export: this download is recorded in the audit log (R-S-08).
1 · Exceptions as at 2009-12-31
| METRIC | DEPT | PRIORITY | STATE | VALUE | TARGET | WHY |
| CG-01 Direct Disbursement Ratio (DDR) | Corporate Governance | P1 | No data | | 30 | Regulatory metric with no value in this period. |
| CG-02 NPL — Circular 31 basis | Corporate Governance | P1 | No data | | | Regulatory metric with no value in this period. |
| CG-01B Direct Disbursement Ratio (flow basis) | Corporate Governance | P2 | No data | | 30 | Regulatory metric with no value in this period. |
| CG-03 Provision coverage | Corporate Governance | P2 | No data | | 9 | Regulatory metric with no value in this period. |
| CG-04 CAR | Corporate Governance | P2 | No data | | | Regulatory metric with no value in this period. |
| CG-05 AML report submission status | Corporate Governance | P2 | No data | | 100 | Regulatory metric with no value in this period. |
2 · What changed since 2008
None.
3 · How much could be measured at all
Certified 0 · managed 23 · manual 110 · unmeasured 7. 101 have no agreed target. 28 of 140 could be scored.
4 · Feeds needing action
- Telesales — StringeeX daily — suspended. 3 consecutive missed windows — auto-suspended 2026-09-22 05:00 +07
- Appraisal — daily decision report — failing. 2 consecutive failures, 0 missed windows. Last delivery 2026-09-22.
- National Sales Network — POS register — never_run. Registered and has never delivered.
5 · Campaigns touching this period
None.
6 · What this report cannot tell you
- 28 of 140 metrics in your scope could be scored at all (20%). This report describes those; the rest have no agreed target, no reported value, or a target of zero that a ratio cannot express (Q-34).
- Nothing in your scope is CERTIFIED. 110 metrics are assembled by hand and 7 are not measured at all, so every figure above is at best MANAGED (R-G-07).
- 101 metrics have no agreed target, so they cannot appear as exceptions however they are performing. Absence from the exception list is not evidence of health.
- 14 of the targets these variances are measured against were proposed by Ikigai and have not been agreed by ACF (T-01).